How Moneta Lend Can Help You 🤝💡
🛠️ Tailored for Every Financial Journey
Ready to buy your dream home? Moneta Lend helps you cut unnecessary expenses and track your savings progress, so you can boost your creditworthiness and reach your deposit goal faster
Set spending limits, track categories, and let our AI guide you toward smarter decisions—no spreadsheets required
Whether it’s a wedding, holiday, or just an emergency fund, we’ll help you create a plan to stick to your goals.
Planning to refinance your loan? We’ll help you identify areas to trim spending, freeing up extra cash to improve your financial position.
Got a weakness for a particular store? (Looking at you, Kmart shoppers!) Moneta Lend can keep an eye on your habits and nudge you to rein it in.
Slash unnecessary expenses and clear your debt sooner
How It Works 🤓
🔗Connect your bank account
to our AI buddy. No judgment…yet.
🤐 Pick your honesty level
from “polite suggestions” to “brutal truths.”
💸 Every time you spend
expect a fun (or savage) notification.
😇 Adjust your habits and save 💸
without feeling too guilty
Predictive Power 🔮✨
Cut down those impulse buys and save up to 60% on your spending! Our AI gently nudges you to rethink that extra-large takeaway order or third pair of sneakers this month.
Unless you’re Jeff Bezos… in which case, we recommend splurging responsibly! 🚀
Download the Moneta Lend App 📱
Stay on top of your spending, track your goals, and let our quirky AI help you build better money habits—anytime, anywhere
Save Up to 60% on Spending 💸
Cut down those impulse buys and save up to 60% on your spending! Our AI gently nudges you to rethink that extra-large takeaway order or third pair of sneakers this month.
Unless you’re Jeff Bezos… in which case, we recommend splurging responsibly! 🚀
Beta Version 🚧
Our AI is still a work in progress, which means it’s in Beta right now – but it’s only getting better! We’d love your input as we improve. Try it out, and let us know what you think.
Have feedback or ideas? Fill out this form and help shape the future of Moneta Lend AI! ✍️👇
Your AI CoPilot. Your Rules. 😜
Adjust your AI’s vibe with our honesty scale! Whether you’d like a gentle ‘Nice choice!’ or a playful nudge for that pricey avocado toast 🥑, you’re in control. 💬
Soft & Polite 🔁
🔁 Savage Roast
With AI CoPilot, you set the tone—whether it’s gentle honesty or full-on truth bombs! Here’s a sample of each setting
Level 1: The Gentle Reminder 🌸
Level 5: The Real Talk 😏
Level 10: The Full Roast 🔥
What people say 📣
Funny and Relatable
Moneta Lend called me out for spending more on coffee last month than my internet bill. Now it’s my go-to for keeping me in check—and my caffeine addiction slightly under control. 10/10 would recommend!
Helps Stay on Track
Before Moneta Lend, my wallet was basically a sieve. Now? It’s like having a financial co-pilot who calls me out when I’m being reckless and celebrates when I stick to my budget. It’s the accountability I didn’t know I needed!
Helps Prepare for Mortgage
Moneta Lend has been my wake-up call. It pointed out how much I spend on snacks—seriously, I could’ve bought a small island. Now I’m actually saving for a mortgage instead of a lifetime supply of chips. Life-changing.
Sounds Like My Mom
Moneta Lend feels like having a mom in your pocket, keeping an eye on your spending and gently nudging you to save. It’s the practical advice I need without the ‘I told you so’—well, most of the time!
Your Data, Safe and Secure
We don’t store your financial data. We read and react.
MonetaLend prioritizes your privacy and security, protected by industry-leading protocols and compliant with all U.S. privacy standards. We access your data only with your explicit consent, ensuring it’s used responsibly and never shared without your permission. Trust us to keep your transactions and financial information safe and secure
🔒
Pricing 💸
Everyone’s financial habits are different, so we’ve created two pricing plans for you to pick from. Find the one that fits you best!
Fixed Pricing
$4.99/month – the standard plan for everyone
Fixed pricing is available now, but once variable pricing is ready, we’ll switch you over automatically! If you’re sure you can stick to your budget, the $4.99 plan will be right there waiting for you. 😇
We would like to acknowledge the Gadigal people of Eora Nation, as traditional owners of the ancestral lands on which our premises stand. We recognise Aboriginal and Torres Strait Islanders as the first peoples of Australia and pay our respects to their Elders past, present and emerging.
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